2026 Madrid costs · Calculator
What does a Madrid flat really cost? Calculate your true total.
The asking price is never the price. Transfer tax or VAT, notary, registry, gestoría and your own lawyer - all of it, with the rules that apply in Madrid in 2026.
- Resale: 6% ITP in Madrid · New build: 10% VAT + 0.75% AJD
- Notary, registry, gestoría and an independent lawyer included
- Live total - nothing gated behind an email
Property type
- Transfer tax (ITP)(6% · Madrid)
- €27,000
- Notary(estimate)
- €2,025
- Land registry(estimate)
- €1,125
- Gestoría(flat fee)
- €350
- Independent lawyer(1% + 21% IVA)
- €5,445
Costs on top€35,945 · 8.0%
True total€485,945
Tax rates are the 2026 Madrid rates. Notary, registry, gestoría and legal fees are market estimates and vary by property and provider. Mortgage arrangement costs are not included. This is an indicative estimate, not tax or legal advice.